Investors Savings Account

Switch your Accounts to Atwater State Bank. It’s quick and easy with our Switch Kit.

Benefits:

• Open an account with as little as $50
• Open a children’s account with $25 or more and receive a free piggy bank
• Earn interest on balances over $50
• First two withdrawals per month free, then $1 per withdrawal; no withdrawal fee if daily balance over $250 or average daily balance over $500
• Secured with FDIC insurance
• Free Telebank services
• No monthly maintenance fee.

Money Market Savings Account

Switch your Accounts to Atwater State Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

Benefits:

• A liquid, higher-rate investment account
• An ideal savings account for $2,500 or more
• Interest rates are very competitive
• Easy access by check with up to six checks written per month
• Secured with FDIC insurance
• Free Telebank services
• Easy to balance monthly statements

Certificates of Deposit

Switch your Accounts to Atwater State Bank. It’s quick and easy with our Switch Kit.

Benefits:

• Flexible terms for 6 months to 60 months
• Competitive rates
• Convenient with automatic renewal
• Fixed rate to maturity
• Secured with FDIC insurance
• A minimum balance of $1,000
• Interest compounded monthly

A penalty may apply for early withdrawal

Individual Retirements Account (IRAs)

Switch your Accounts to Atwater State Bank. It’s quick and easy with our Switch Kit.

Benefits:

• Fixed rate IRA with a term of 30 months
• Variable rate IRA with a term of 18 months
• Open with as little as $250; $50 minimum deposit to 18 month variable IRA*
• Convenient to make contributions
• No opening or annual fees; only a $25 fee to transfer to another institution or close account
• Roth, Educational, SEP, Simple, and Traditional IRA’s available
• Secured with FDIC Insurance

A penalty may apply for early withdrawal

*Deposits are possible for 18month variable IRA only.

Health Savings Accounts (HSAs)

Switch your Accounts to Atwater State Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

Benefits:

• Earn interest on balances over $50
• Interest rates are very competitive
• Convenient access by check or debit card.
• Monthly statements available on paper or online
• Open an account with as little as $100

Closing and NSF fees apply