Savings Accounts

Harvest Bank offers savings accounts to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Click here to see our great rates
Investor’s Savings
Money Market Checking
Certificates of Deposit
Individual Retirement Accounts (IRAs)
Health Savings Accounts (HSAs)

Investors Savings Account

Switch your Accounts to Harvest Bank. It’s quick and easy with our Switch Kit.

Benefits:

  • Open an account with as little as $100
  • Open a children’s account with $25 or more and receive a free piggy bank
  • Earn interest on balances over $50
  • No monthly maintenance fee with a $50 average daily balance
  • First three withdrawals per month free
  • Secured with FDIC insurance
  • Free Telebank services

Money Market Account

Switch your Accounts to Harvest bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

Benefits:

  • A liquid, higher-rate investment account
  • An ideal savings account for $2,500 or more
  • Interest rates are very competitive
  • Easy access by check with up to six checks written per month
  • Secured with FDIC insurance
  • Free Telebank services
  • Easy to balance monthly statements

Certificates of Deposit

Switch your Accounts to Harvest Bank. It’s quick and easy with our Switch Kit.

Benefits:

  • Flexible terms for 6 months to 60 months
  • Competitive rates
  • Convenient with automatic renewal
  • Fixed rate to maturity
  • Secured with FDIC insurance
  • A minimum balance of $1,000
  • Interest compounded monthly

A penalty may apply for early withdrawal


Individual Retirements Account (IRAs)

Switch your Accounts to Harvest Bank. It’s quick and easy with our Switch Kit.

Benefits:

  • Fixed rate IRA with flexible terms from 6 months to 60 months and $1,000 minimum
  • Variable rate IRA with a term of 36 months
  • Open with as little as $250
  • Convenient to make contributions
  • No opening or annual fees; only a $35 fee to close account
  • Roth, Educational, SEP, Simple, and Traditional IRA’s available
  • Secured with FDIC Insurance

A penalty may apply for early withdrawal


Health Savings Accounts (HSAs)

Switch your Accounts to Harvest Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

Benefits:

  • Earn interest from the first dollar deposited
  • Interest rates are very competitive
  • Convenient access by check or debit card.
  • Monthly statements available on paper or online
  • Open an account with as little as $100
  • No monthly maintenance fee with a $1000 minimum daily balance
  • No account set up fee with an opening deposit of $2500

Closing and NSF fees apply
Fees may reduce earnings on the account