Auto Loan

Put Yourself In the Driver’s Seat— With A Harvest Bank Auto Loan

If it seems like you need to be a world class negotiator these days to buy a new car, van or truck, you’re not alone. That’s why many smart new car buyers are turning to pre-approved financing. With a pre-approved auto loan from Harvest Bank, buying the new or used vehicle you want can be quick and easy. That’s because we “pre-approve” you for the amount you need, before you visit the dealership. And there’s absolutely no obligation to buy a vehicle or take the loan.

With a Harvest Bank Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price and, in most cases, drive away the same day.  For example, vehicle sales promotions may include a discount for cash buyers.  This discount directly saves on the vehicle price and on the sales taxes.

Here’s how to get started:

  1. First, take our One-Minute Auto Loan Test. You may be surprised to find out how much more car you can drive.
  2. Order your Credit Report to make sure you’re in good standing.
  3. Stop in or call us at Kimball (320) 398-3500, St. Augusta (320) 251-6100, Atwater (320) 974-8861 or Kandiyohi (320) 382-6100. We’ll give you the answers you need.
  4. Call or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.

With a Harvest Bank Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.