Free Checking Account

Flexibility and Economy
for People on the Go

Switch your Accounts to Atwater State Bank . It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

Benefits:

• No minimum balance required
• No limit on checks written
• No monthly maintenance fee
• Cancelled checks imaged for easy retrieval
• Toll-free 24 hour account inquiry and transfers through Telebank
• Free Online Banking at www.atwaterstatebank.com or www.kandiyohibankoffice.com
• Easy to balance monthly statements
• Free Direct Deposit
• Free automatic payments to utilities, insurance premiums and many other regular payments
• Optional check card personalized with embedded signature and photograph*
• Ready reserve for overdraft protection*
• Free notary services
• Helpful bank staff available to provide personal assistance during business hours
• Quality check printing services provided through Deluxe Corporation
• First 50 checks are free

* These services are available to qualifying customers.

Minimum Balance to open the account – You must deposit $100.00 to open this account.

Fees and Charges – We will charge a $10.00 one-time fee for each Check Card tied to the account. We will charge $10.00 per year for a Ready Reserve line of credit tied to this account.

Image Checking Account

Traditional Checking With
a New Look

Switch your Accounts to Atwater State Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

Benefits:

• Images of checks and deposit tickets included with monthly statements
• No monthly maintenance fee with a $250 minimum daily balance or $750 average balance
• Toll-free 24 hour account inquiry and transfers through Telebank
• Free Online Banking at www.atwaterstatebank.com or www.kandiyohibankoffice.com
• Easy to balance monthly statements
• Free Direct Deposit
• Free automatic payments to utilities, insurance premiums and many other regular payments
• Free check card personalized with embedded signature and photograph*
• Ready reserve with no annual fee for overdraft protection*
• Free notary services
• Helpful bank staff available to provide personal assistance during business hours
• Quality check printing services provided through Deluxe Corporation
• First 50 checks are free

* These services are available to qualifying customers.

Minimum Balance to open the account – You must deposit $100.00 to open this account.

Fees and Charges – If the balance in the account falls below $250 minimum balance or $750 average balance on any day during the statement cycle, $5.00 maintenance fee per month, plus $.10 per item paid will be assessed. 

Senior Checking Account

Something Extra for 62 Plus

Switch your Accounts to Atwater State Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

Benefits:

• No minimum balance requirement
• Images of checks and deposit tickets included with monthly statements (available upon request)
• Toll-free 24 hour account inquiry and transfers through Telebank
• Free Online Banking at www.atwaterstatebank.com or www.kandiyohibankoffice.com
• Easy to balance monthly statements
• Free Direct Deposit
• Free automatic payments to utilities, insurance premiums and many other regular payments
• Free check card personalized with embedded signature and photograph*
• Ready reserve with no annual fee for overdraft protection*
• Free notary services
• Helpful bank staff available to provide personal assistance during business hours
• Quality check printing services provided through Deluxe Corporation
• First 50 checks are free

* These services are available to qualifying customers.

Minimum Balance to open the account – You must deposit $100.00 to open this account.

Interest Checking

Check Writing With Interest

 Switch your Accounts to Atwater State Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

Benefits:

• Images of checks and deposit tickets included with monthly statements
• No monthly maintenance fee with a $900 minimum daily balance or $1600 average balance
• Toll-free 24 hour account inquiry and transfers through Telebank
• Free Online Banking at www.atwaterstatebank.com or www.kandiyohibankoffice.com
• Easy to balance monthly statements
• Free Direct Deposit
• Free automatic payments to utilities, insurance premiums and many other regular payments
• Free check card personalized with embedded signature and photograph*
• Ready reserve with no annual fee for overdraft protection*
• Free notary services
• Helpful bank staff available to provide personal assistance during business hours
• Quality check printing services provided through Deluxe Corporation
• First 50 checks are free

* These services are available to qualifying customers.

Minimum Balance to open the account – You must deposit $100.00 to open this account.

Fees and Charges – If the balance in the account falls below $900 minimum balance or $1600 minimum average daily balance on any day during the statement cycle, $5.00 maintenance fee per month, plus $.10 per item paid will be assessed

Interest rate may change after account opening.