Atwater State Bank follows the calendar of the Federal Reserve and will be closed on the following days in 2012:
| January 2 | New Year’s Day |
| January 16 | Martin Luther King, Jr. Day |
| February 20 | Presidents’ Day |
| May 28 | Memorial Day |
| July 4 | Independence Day |
| September 3 | Labor Day |
| October 8 | Columbus Day |
| November 12 | Veterans’ Day |
| November 22 | Thanksgiving Day |
| December 24 | Christmas Eve – Closing Early |
| December 25 | Christmas Day |
| December 31 | New Year’s Eve – Open Normal Hours |