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Checking Accounts
The Atwater State Bank offers a checking account to meet your needs. To obtain more information, or open an account, please come into the bank during our convenient business hours. If you need to reorder checks use our secure check ordering. Free Checking
Flexibility and Economy for People on the go
- No minimum balance required
- No limit on checks written
- No monthly maintenance fee
- Cancelled checks imaged for easy retrieval
- Toll-free 24 hour account inquiry and transfers through Telebank
- Free Online Banking at www.atwaterstatebank.com or www.kandiyohibankoffice.com
- Easy to balance monthly statements
- Free Direct Deposit
- Free automatic payments to utilities, insurance premiums and many other regular payments
- Check card personalized with embedded signature and photograph*
- Ready Checking for overdraft protection*
- Free notary services
- Helpful bank staff available to provide personal assistance during business hours
- Quality check printing services provided through Deluxe Corporation
* These services are available to qualifying customers
Minimum Balance to open the account - You must deposit $100.00 to open this account.
Service Charge - We will charge a $10.00 one time fee for each Check Card tied to the account. We will charge $10.00 per year for a Ready Reserve line of credit tied to this account.
Image Checking
Traditional Checking With a New Look
- Images of checks and deposit tickets included with monthly statements
- No monthly maintenance fee with a $250 minimum daily balance or $750 average balance
- Toll-free 24 hour account inquiry and transfers through Telebank
- Free Online Banking at www.atwaterstatebank.com or www.kandiyohibankoffice.com
- Easy to balance monthly statements
- Free Direct Deposit
- Free automatic payments to utilities, insurance premiums and many other regular payments
- Free check card personalized with embedded signature and photograph*
- Ready reserve with no annual fee for overdraft protection*
- Free notary services
- Helpful bank staff available to provide personal assistance during business hours
- Quality check printing services provided through Deluxe Corporation
* These services are available to qualifying customers
Minimum Balance to open the account - You must deposit $100.00 to open this account.
Service Charge - If the balance in the account falls below $250 minimum balance and $750 average balance on any day during the statement cycle, $5.00 service charge, plus $.10 per item paid will be assessed.
Senior Checking
Somthing Extra for 60 Plus
- No minimum balance requirement
- Images of checks and deposit tickets included with monthly statements
- Toll-free 24 hour account inquiry and transfers through Telebank
- Free Online Banking at www.atwaterstatebank.com or www.kandiyohibankoffice.com
- Easy to balance monthly statements
- Free Direct Deposit
- Free automatic payments to utilities, insurance premiums and many other regular payments
- Free check card personalized with embedded signature and photograph*
- Ready reserve with no annual fee for overdraft protection*
- Free notary services
- Helpful bank staff available to provide personal assistance during business hours
- Quality check printing services provided through Deluxe Corporation
* These services are available to qualifying customers
Minimum Balance to open the account - You must deposit $100.00 to open this account.
Interest Checking
Checking Writing With Interest
- Images of checks and deposit tickets included with monthly statements
- No monthly maintenance fee with a $900 minimum daily balance or $1600 average balance
- Toll-free 24 hour account inquiry and transfers through Telebank
- Free Online Banking at www.atwaterstatebank.com or www.kandiyohibankoffice.com
- Easy to balance monthly statements
- Free Direct Deposit
- Free automatic payments to utilities, insurance premiums and many other regular payments
- Free check card personalized with embedded signature and photograph*
- Ready reserve with no annual fee for overdraft protection*
- Free notary services
- Helpful bank staff available to provide personal assistance during business hours
- Quality check printing services provided through Deluxe Corporation
* These services are available to qualifying customers
Minimum Balance to open the account - You must deposit $100.00 to open this account.
Service Charge - If the balance in the account falls below $900 minimum balance and $1600 average balance on any day during the statement cycle, $5.00 service charge, plus $.10 per item paid will be assessed.
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